Interest rates in Canada are always changing, opening up new opportunities for homeowners and buyers. Mortgage rates vary based on the type of mortgage and its terms. For instance, conventional mortgages usually have higher rates than insured ones, and a 25-year amortization often comes with a lower rate than a 30-year period. This is where my expertise comes in. I can help you navigate the market, understand these nuances, and secure the best rates and terms for your needs. Staying informed and working with a professional can make all the difference in your mortgage strategy.