Angela Ray
Mortgage Professional
With access to over 30 lenders combined with constantly changing and varying interest rates, matching client to product requires the experience and knowledge of a Licensed Mortgage Broker.
As a Licensed Mortgage Broker I look at the whole picture, communicating with you to assess your needs and goals in order to determine the best fit for your unique situation.
Is your mortgage coming up for renewal? Buying an investment property? 25 year amortization or hoping for a lower payment over 30 years? These are but a few of the many factors that will determine the product and rate that's best for you.
Professional Mortgage Services.
Buying a home
Refinance
Renewal
Buying a home is a big step that can be an overwhelming process.
With over 25 years in the Real Estate Industry, I have the experience and education to guide you through this process, start to finish.
Step one:
Determine how much house you can afford.
Looking to access some of the equity in your home? Whether you need it for home improvements, purchasing that cabin at the lake or you simply want to determine if you can cash in on that new, lower rate I'm here to help make it happen.
Let's work together to achieve your financial goals, whatever those goals might be.
Mortgage at the end of its term? Chances are your current lender is offering you a renewal rate. Should you take it or should you shop around? Let me do the shopping for you.
With access to over 30 lenders, I have the ability to find a product that could potentially save you thousands of dollars over your next mortgage term.
Reaching Your Goals.
Bruised credit? Part of my service to you as your Mortgage Broker is to guide you towards establishing, re-establishing or repairing your personal credit score. Whether you are new to Canada, have experienced a Bankruptcy/Consumer Proposal or "life happened", together we will implement a plan to get you ready to achieve your Real Estate goals.